CBN IMTO Licensed · FINTRAC MSB
Registered · ISO 27001 Certified
Crello provides regulated B2B cross-border payments, institutional FX, and settlement services — built for businesses that require licensed infrastructure, not just a payments app.
+£300,000 GBP · Settlement received ·
Lagos to London
+$730,000 USD · B2B transfer cleared ·
New York to Lagos
+$126,000 CAD · Corridor payment settled
· Toronto to Abuja
Multi
Jurisdictional group structure
ISO
9001 · 20000 · 27001 Certified
3+
Active corridors and settlement rails
Three core capabilities across Crello's active corridors — each licensed, operational, and available to institutional counterparties.
Institutional business-to-business transfers across Nigeria–UK, Nigeria–Canada, and Nigeria–USA corridors. Settlement is conducted through licensed entities within the Crello Group.
1 CAD
1,069.061 NGN
1 GBP
1,875.404 NGN
1 USD
1,490.103 NGN
Competitive institutional exchange rates for cross-border FX conversion. Built for corporate treasuries, finance teams, and businesses managing multi-currency exposures at scale.
USD
NGN
USD
Digital asset-linked settlement for eligible business counterparties. Availability depends on regulatory approvals and counterparty type. Enhanced KYB and transaction monitoring apply.
When your business moves money across borders, regulatory standing, settlement reliability, and counterparty trust are not optional extras. They are the product.
Flat fee structure with no hidden charges. Institutional pricing agreed upfront — no surprises at settlement.
Access competitive rates on NGN, GBP, USD, and CAD conversions — the same rates available to institutional counterparties, not retail margins.
ISO 27001-certified security infrastructure. Every transaction operates within a framework independently audited to international standards.
Direct licensing across all active corridors means counterparties deal with regulated entities — not intermediaries. Clearer governance, documented KYB, and defined settlement accountability.
Core regulated activities are conducted through Crello Group entities and approved infrastructure partners, with compliance oversight maintained at group level — not delegated to unaffiliated third-party resellers.
Crello operates under Luxorda Group Holding Ltd, a UK-headquartered holding company with licensed operating entities in Nigeria and Canada. Governance accountability sits at group level across all corridors.
Crello is primarily built for institutional and business partners — including banks, fintechs, corporate treasuries, and licensed operators. Onboarding is KYB-rigorous and support is dedicated, not ticketed.
Both licences are publicly registered and independently verifiable. Crello Limited holds a CBN IMTO licence in Nigeria. Luxorda Infrastructure Limited is registered with FINTRAC in Canada.
Central Bank of Nigeria · IMTO Licence
Crello Limited · Nigeria
Licence reference available on request
Financial Transactions and Reports Analysis Centre of Canada
Luxorda Infrastructure Inc.· Canada
Registration number available on request
Three independent ISO certifications covering quality management, IT service delivery, and information security — meeting the standards enterprise counterparties require before committing to an infrastructure relationship.
ISO 27001-certified. Independently audited. Every transaction and data interaction operates within a framework built to institutional security standards.
ISO 27001:2022 certified information security management
End-to-end encryption on all transaction and data flows
AML/CFT controls aligned with CBN, FINTRAC, and applicable jurisdictional requirements
Dedicated compliance monitoring and suspicious activity reporting
24/7 operational support for institutional partners
Independent audits and security testing aligned with enterprise requirements
Everything you need to know before getting started with Crello.
Crello Limited (Nigeria) holds a CBN International Money Transfer Operator (IMTO) licence. Luxorda Infrastructure Limited (Canada) is registered with FINTRAC as a Money Services Business. The group operates under Luxorda Group Holding Ltd, incorporated in England and Wales.
Crello is built for institutional and business partners — including banks, fintechs, corporate treasuries, and licensed operators. Services are available where permitted and subject to onboarding status and counterparty type.
Active fiat corridors include Nigeria–UK, Nigeria–Canada, and Nigeria–USA. Digital asset-linked settlement may also be available for eligible counterparties where regulatory approvals are in place, subject to jurisdiction-specific controls.
Request a partner briefing via our contact page. All institutional onboarding includes a KYB process aligned with CBN, FINTRAC, and applicable standards for your jurisdiction.
Yes. Crello's payment infrastructure is accessible via API, built on the Luxorda Group technology stack. Technical onboarding documentation is available following completion of institutional KYB.
We work primarily with banks, fintechs, corporate treasuries, and licensed operators. Request a confidential partner briefing to discuss your corridor requirements and onboarding options.
