CBN IMTO Licensed · FINTRAC MSB Registered · ISO 27001 Certified

Licensed Payment Infrastructure for Africa's Global Economy.

Crello provides regulated B2B cross-border payments, institutional FX, and settlement services — built for businesses that require licensed infrastructure, not just a payments app.

Financial background Overlay background
Nigeria flag +£300,000 GBP · Settlement received · Lagos to London
USA flag +$730,000 USD · B2B transfer cleared · New York to Lagos
Canada flag +$126,000 CAD · Corridor payment settled · Toronto to Abuja

Multi

Jurisdictional group structure

ISO

9001 · 20000 · 27001 Certified

3+

Active corridors and settlement rails

Regulated Infrastructure Across Our Active Corridors

Three core capabilities, all delivered through Crello Group entities and approved infrastructure arrangements — with compliance oversight maintained at group level.

+ $300.34 Received from Mathew Obi
+ $730.22 Received from Felicity Rock
+ $2,600.00 Received from Sarah Lane

B2B Payments

Institutional business-to-business transfers across Nigeria–UK, Nigeria–Canada, and Nigeria–USA corridors. Settlement conducted through regulated Crello Group entities and approved infrastructure partners.

Canada 1 CAD
transfer
Nigeria 1,069.061 NGN
UK 1 GBP
transfer
Nigeria 1,875.404 NGN
USA 1 USD
transfer
Nigeria 1,490.103 NGN

Business FX & Treasury

Competitive institutional exchange rates for cross-border FX conversion. Built for corporate treasuries, finance teams, and businesses managing multi-currency exposures at scale.

USA USD
USDC
Nigeria NGN
CNGN
UK USD
USDT

Digital Asset Settlement

Digital asset-linked settlement support, including approved stablecoin rails where permitted, for eligible business counterparties subject to enhanced KYB, transaction monitoring, and jurisdiction- specific controls.

Built for Businesses That Cannot Afford to Get This Wrong

When your business moves money across borders, regulatory standing, settlement reliability, and counterparty trust are not optional extras. They are the product.

Sent ₦70,000,000.00
Received $51,498
No Hidden Fees

Transparent Pricing

Flat fee structure with no hidden charges. Institutional pricing agreed upfront — no surprises at settlement.

Institutional Exchange Rates

Institutional Exchange Rates

Access competitive rates on NGN, GBP, USD, and CAD conversions — the same rates available to institutional counterparties, not retail margins.

Regulated & Audited Infrastructure Regulated & Audited Infrastructure

Regulated & Audited Infrastructure

ISO 27001-certified security infrastructure. Every transaction operates within a framework independently audited to international standards.

Why Institutional Partners Choose Crello

Crello operates through directly regulated group entities and approved partner arrangements across its active corridors — reducing counterparty and compliance risk through clearer governance, KYB, and settlement controls.

Regulated Group Entities

Core regulated activities are conducted through Crello Group entities and approved infrastructure partners, with compliance oversight maintained at group level — not delegated to unaffiliated third-party resellers.

Expertise

Multi-Jurisdictional Group Structure

Crello operates under Luxorda Group Holding Ltd, a UK-headquartered holding company with licensed operating entities in Nigeria and Canada. Governance accountability sits at group level across all corridors.

Multi-Jurisdictional Group Structure

Built for Institutional Partners

Crello is primarily built for institutional and business partners — including banks, fintechs, corporate treasuries, and licensed operators. Onboarding is KYB-rigorous and support is dedicated, not ticketed.

Client centric

Our Infrastructure Capabilities

Licensed, audited, and operational across active corridors. Each capability is available as a standalone service or as part of an integrated infrastructure partnership.

B2B Payments

Cross-border institutional transfers across Nigeria–UK, Nigeria–Canada, and Nigeria– USA corridors.

FX & Treasury

Institutional exchange rates for NGN, GBP, USD, and CAD with reliable execution and transparent pricing.

Digital Asset Settlement

Approved stablecoin settlement support for eligible business counterparties, subject to jurisdiction-specific controls.

Regulated Group Infrastructure

Crello operates through regulated group entities and approved infrastructure arrangements across its active corridors. Licence and registration details are provided transparently for institutional counterparties during onboarding.

Nigeria

CBN International Money Transfer Operator

Central Bank of Nigeria · IMTO Licence

Crello Limited · Nigeria

Licence reference available on request

Canada

FINTRAC Money Services Business Registration

Financial Transactions and Reports Analysis Centre of Canada

Luxorda Infrastructure Inc.· Canada

Registration number available on request

Independently Audited. Certified to Global Standards.

Three independent ISO certifications covering quality management, IT service delivery, and information security — meeting the standards enterprise counterparties require before committing to an infrastructure relationship.

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Enterprise-Grade Security Infrastructure

SO 27001-certified. Independently audited. Every transaction and data interaction operates within a framework built to institutional security standards.

ISO 27001:2022 certified information security management

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End-to-end encryption on all transaction and data flows

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AML/CFT controls aligned with CBN, FINTRAC, and applicable jurisdictional requirements

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Dedicated compliance monitoring and suspicious activity reporting

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24/7 operational support for institutional partners

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Independent audits and security testing aligned with enterprise requirements

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Frequently Asked Questions

You can access our FAQ by clicking on this link.

Ready to Build on Regulated Infrastructure?

We work primarily with banks, fintechs, corporate treasuries, and licensed operators. Request a confidential partner briefing to discuss your corridor requirements and onboarding options.